$0 Down Options Available

Roof Financing: Don’t Let the Cost Delay Your Protection

Roof Financing: Don’t Let the Cost Delay Your Protection

Looking for roof replacement financing? Get the roof you need today in Chattanooga with flexible payment plans.

Looking for roof replacement financing? Get the roof you need today in Chattanooga with flexible payment plans.

$0 Down Options Available

Roof Financing: Don’t Let the Cost Delay Your Protection

Looking for roof replacement financing? Get the roof you need today in Chattanooga with flexible payment plans.

Compare Roof Financing Rates & Plans

Compare Roof Financing Rates & Plans

Compare Roof Financing Rates & Plans

Whether you want zero interest roof financing or the lowest monthly payment, we have a lane for you.

The "Cash Saver"

The "Cash Saver"

BEST FOR: Avoiding Interest

BEST FOR: Avoiding Interest

The Offer

Zero Interest Financing

Zero Interest Financing

Pay no interest if paid in full within the promo period (6-18 months).

Pay no interest if paid in full within the promo period (6-18 months).

The "Budget Friendly"

The "Budget Friendly"

Best For: Monthly Payment

Best For: Monthly Payment

The Offer

Low Monthly Payments

Low Monthly Payments

Pay no interest if paid in full within the promo period (6-18 months).

Pay no interest if paid in full within the promo period (6-18 months).

MOST POPULAR

The "Flexible Approval"

The "Flexible Approval"

Best For: Credit Challenges

Best For: Credit Challenges

The Offer

High Approval
Odds

High Approval
Odds

Pay no interest if paid in full within the promo period (6-18 months).

Pay no interest if paid in full within the promo period (6-18 months).

Why Financing is Smarter Than Waiting

Why Financing is Smarter Than Waiting

Why Financing is Smarter Than Waiting

Sticker shock is normal. But here is the math: Roofing prices historically rise 5-10% every year. By waiting two years to "save up," the roof will cost more then than it does now. Roof financing allows you to lock in today's material prices and avoid expensive water damage repairs later.

Sticker shock is normal. But here is the math: Roofing prices historically rise 5-10% every year. By waiting two years to "save up," the roof will cost more then than it does now. Roof financing allows you to lock in today's material prices and avoid expensive water damage repairs later.

Avoid Compounding Damage: A small leak today becomes structural rot, mold, and ceiling damage tomorrow.

Keep Your Emergency Fund: Financing allows you to fix the house without draining your entire savings account.

Inflation Hedge: Lock in today’s material prices and labor rates before they go up again.

Today
Wait 2 Yrs

Projected Cost Increase

How Roof Financing Works with Us

How Roof Financing Works with Us

How Roof Financing Works with Us

Many homeowners find the process of securing a loan for roof replacement stressful. We have streamlined this into a simple 4-step process.

We Create Your Roof

Blueprint

Using satellite technology, we create an exact roof measurement and scope of work.

Roofers Submit Their

Quotes

Top-rated local roofers submit their most competitive, apples-to-apples quotes.

We Review Quotes With You

We walk you through each quote, explain the differences, and help you choose confidently.

Explore Financing

Your Advisor helps you navigate offers from Financing companies we work with like Enhancify & Acorn.

Roofing Financing for Bad Credit

Roofing Financing for Bad Credit

Don't let a credit score stop you from fixing a leak. Roofing financing for bad credit is available through our partner network. Our lenders look at the whole picture—including your income, employment history, and home equity—to find you an approval.

Don't let a credit score stop you from fixing a leak. Roofing financing for bad credit is available through our partner network. Our lenders look at the whole picture—including your income, employment history, and home equity—to find you an approval.

See How Much You Could Save

Compare competing quotes from vetted roofers near you.

Certified Roofers

Unbiased Advice

Completely Free

See How Much You Could Save

Compare competing quotes from vetted roofers near you.

Certified Roofers

Unbiased Advice

Completely Free

See How Much You Could Save

Compare competing quotes from vetted roofers near you.

Certified Roofers

Unbiased Advice

Completely Free

What to Expect: Rates, Terms, and Approval

What to Expect: Rates, Terms, and Approval

What to Expect: Rates, Terms, and Approval

We believe in transparency. While we cannot quote your exact rate until you apply (because it depends on your specific financial history), we can provide realistic expectations so you aren't caught off guard.

Credit Tier
Good Credit (670+)
Fair Credit (580-669)
Bad Credit (< 580)
Est. Rate Range
$3,800 – $5,900
$5,700 – $8,900
$7,500 – $11,800
Notes
Most likely to qualify for 0% intro offers (6-18 months).
Most likely to qualify for 0% intro offers (6-18 months).
Approval is likely, but expect higher interest rates.
Approval is likely, but expect higher interest rates.
Options available to offset risk. Some no-credit-check options exist.
Options available to offset risk. Some no-credit-check options exist.

A Note on Honesty: We’re not going to promise that everyone gets 0% financing. Your specific rate depends entirely on your credit history and the lender you choose. However, we promise to help you find the best option available to you. Approval is fast—most applicants receive a decision in minutes.

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

See How Much You Could Save

Compare competing quotes from vetted roofers near you.

Certified Roofers

Unbiased Advice

Completely Free

See How Much You Could Save

Compare competing quotes from vetted roofers near you.

Certified Roofers

Unbiased Advice

Completely Free